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Government programs make renovation more affordable


Homeowners in the GTA can take advantage of a number of programs and grants to make renovating easier financially.

Run by different levels of government and partner organisations, the programs range from hundreds of dollars in savings to well into the thousands.

Homeowners in the City of Toronto can reduce the cost of their renovation through several City initiatives. Under the Basement Flooding Protection Subsidy Program, the City offers owners of single-family, duplex and triplex residential homes a financial subsidy of up to $3,400 per property to install flood protection devices.

The Home Energy Loan Program is another home renovation savings initiative offered by the City and it assists homeowners in improving their home’s energy efficiency. Homeowners can save up to $650 for replacing air conditioners and furnaces with high efficiency units.

If you’re thinking about installing a cool or green roof on your home, you can take advantage of the City’s Eco-Roof Incentive Program. Eligible cool roof projects can get between $2 and $5 per square metre, up to a maximum of $50,000, while eligible green roof projects can receive $75 per square metre and up to a maximum of $100,000.

To apply for any of the City of Toronto’s renovation savings programs, visit and type the program’s name into the search bar.

The Province of Ontario also has a set of programs for home renovations, including the Healthy Homes Renovation Tax Credit. If you are 65 and over and want to make your home safer and more accessible you may be eligible to claim up to $10,000 worth of home improvements on your tax return. For more information, visit and search for Healthy Homes Renovation Tax Credit.

The Ontario government recently partnered with Enbridge to create the Home Energy Conservation (HEC) Program. The initiative encourages energy conservation and offers $150 dollars towards a Home Energy Audit and up to $1,950 for upgrades like window replacement, air sealing, insulation, heating system or hot water. To check if you quality, visit

If you are thinking of applying for any government renovation programs or incentives, talk to your renovator. Professional renovators can let you know if you are eligible, help you better understand the program and walk you through the application process.

For a list of professional renovators in the GTA, visit All renovators and trade contractors you will find abide by a renovation-specific Code of Conduct that includes things like providing a written contract, offering a minimum $2 million in liability insurance and providing two years warranty on all work.

About the author: Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (, Facebook ( and BILD’s official online blog (

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